Information For Homeowners

If you are a homeowner, chances are you have heard the terms "Short Sale" or Short Payoff". And chances are you know someone who has either done one or needs to. And you may be wondering, "should I short sale my house?" or perhaps you wondering just what a Short Sale is.

To answer this in the most concise way possible, please visit this page.

If you have decided that short selling your house makes the most sense for your situation, the next steps you take will have a huge impact on whether or not you are successful in achieving your goal.

Short Sales are without a doubt one of the most complex and complicated Real Estate transactions there is.  So the first question you need to ask yourself is; "Do I want an expert or an amateur handling this for me?".  This is a very important question because making the wrong choice (and so many people do) can mean the difference of having a small impact on your credit or having a foreclosure on your credit which is a far worse outcome to an already bad situation. Please download Foreclosure vs. Short Sale here.

In short, many real estate agents claim they have experience doing short sales. The reality is that many have zero if any experience and end up causing their clients further financial hardship.

We are Certified Distressed Property Experts (CDPE). A designation recognized both by NAR and all major banks and financial institutions. This is critically important, especially from a banks point of view.  It tells them right up front that we are trained to properly handle a short sale transaction from start to finish. In fact, they prefer to work with CDPE agents whenever possible because it makes their job easier and the overall process smoother.

Please visit our web site for more information and to learn how we can help you.

And finally, to answer the question most people have; "How much is this going to cost me?"

We have great news for you. In most cases, doing a short sale will not cost you anything.  Realtor fees, escrow fees, etc. are covered by the bank granting the short sale.  There are some exceptions which we will discuss during our consultation with you.  In brief, if you have outstanding HOA balances, a 2nd lien or charge-off, sometimes banks will seek a contribution from the seller. We always do our best to negotiate these balances away and are often successful in doing so.

In closing, we are here to help you and welcome the opportunity to meet with you and discuss your unique situation.  Taking the next step is easy. Just click here to request a free consultation or give us a call at 661-476-4777.  We are happy to answer your questions.

Important government disclosure: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government and our service is not approved by the government or your lender. Even if you accept this offer and use our services, your lender may not agree to change your loan.